Call reports 2007
ADVANTAGE BANK — 2007
What ADVANTAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,790,000 | 47,614,000 | 48,506,000 | 50,176,000 |
| Total loans | 32,614,000 | 33,306,000 | 34,394,000 | 34,009,000 |
| Allowance for loan losses | 526,000 | 542,000 | 523,000 | 423,000 |
| Securities available for sale | 9,248,000 | 9,192,000 | 9,461,000 | 9,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,945,000 | 42,871,000 | 43,405,000 | 44,902,000 |
| Interest-bearing deposits | 31,726,000 | 32,129,000 | 32,353,000 | 34,412,000 |
| Noninterest-bearing deposits | 11,219,000 | 10,742,000 | 11,052,000 | 10,490,000 |
| Equity capital | 4,760,000 | 4,657,000 | 5,003,000 | 5,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,802,000 | 2,736,000 | 3,642,000 |
| Interest expense | 255,000 | 517,000 | 775,000 | 1,005,000 |
| Net interest income | 639,000 | 1,285,000 | 1,961,000 | 2,637,000 |
| Noninterest income | 239,000 | 467,000 | 754,000 | 1,028,000 |
| Noninterest expense | 700,000 | 1,428,000 | 2,115,000 | 2,908,000 |
| Provision for loan losses | 10,000 | 45,000 | 75,000 | 125,000 |
| Pretax income | 149,000 | 264,000 | 505,000 | 630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 264,000 | 505,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,775,000 | 4,833,000 | 5,015,000 | 5,071,000 |
| Total capital | 5,203,000 | 5,265,000 | 5,458,000 | 5,494,000 |
| Risk-weighted assets | 34,128,000 | 34,478,000 | 35,379,000 | 36,075,000 |