Call reports 2006
ADVANTAGE BANK — 2006
What ADVANTAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,560,000 | 47,328,000 | 45,823,000 | 48,762,000 |
| Total loans | 31,595,000 | 31,698,000 | 32,100,000 | 32,153,000 |
| Allowance for loan losses | 395,000 | 436,000 | 531,000 | 544,000 |
| Securities available for sale | 8,153,000 | 9,797,000 | 8,828,000 | 9,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,259,000 | 43,068,000 | 41,216,000 | 44,098,000 |
| Interest-bearing deposits | 30,560,000 | 31,275,000 | 30,053,000 | 33,334,000 |
| Noninterest-bearing deposits | 11,699,000 | 11,793,000 | 11,163,000 | 10,764,000 |
| Equity capital | 4,241,000 | 4,187,000 | 4,527,000 | 4,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,663,000 | 2,552,000 | 3,432,000 |
| Interest expense | 173,000 | 395,000 | 633,000 | 867,000 |
| Net interest income | 621,000 | 1,268,000 | 1,919,000 | 2,565,000 |
| Noninterest income | 261,000 | 501,000 | 793,000 | 1,040,000 |
| Noninterest expense | 650,000 | 1,339,000 | 2,000,000 | 2,781,000 |
| Provision for loan losses | 25,000 | 87,000 | 130,000 | 154,000 |
| Pretax income | 189,000 | 325,000 | 577,000 | 662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 189,000 | 325,000 | 577,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,340,000 | 4,417,000 | 4,610,000 | 4,627,000 |
| Total capital | 4,735,000 | 4,853,000 | 5,063,000 | 5,054,000 |
| Risk-weighted assets | 36,006,000 | 35,938,000 | 36,181,000 | 34,051,000 |