Call reports 2002
ADVANTAGE BANK — 2002
What ADVANTAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,123,000 | 32,118,000 | 32,889,000 | 33,741,000 |
| Total loans | 22,104,000 | 22,330,000 | 23,009,000 | 23,604,000 |
| Allowance for loan losses | 526,000 | 506,000 | 535,000 | 528,000 |
| Securities available for sale | 5,956,000 | 6,120,000 | 5,603,000 | 5,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,520,000 | 28,337,000 | 28,789,000 | 29,542,000 |
| Interest-bearing deposits | 18,637,000 | 19,039,000 | 19,343,000 | 19,203,000 |
| Noninterest-bearing deposits | 8,883,000 | 9,298,000 | 9,446,000 | 10,339,000 |
| Equity capital | 3,541,000 | 3,711,000 | 4,024,000 | 3,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,255,000 | 1,887,000 | 2,516,000 |
| Interest expense | 106,000 | 211,000 | 314,000 | 408,000 |
| Net interest income | 508,000 | 1,044,000 | 1,573,000 | 2,108,000 |
| Noninterest income | 272,000 | 539,000 | 861,000 | 1,125,000 |
| Noninterest expense | 457,000 | 947,000 | 1,448,000 | 1,990,000 |
| Provision for loan losses | 32,000 | 68,000 | 145,000 | 264,000 |
| Pretax income | 304,000 | 571,000 | 887,000 | 1,034,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 571,000 | 887,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,611,000 | 3,629,000 | 3,753,000 | 3,687,000 |
| Total capital | 3,903,000 | 3,925,000 | 4,059,000 | 4,007,000 |
| Risk-weighted assets | 23,140,000 | 23,433,000 | 24,374,000 | 25,428,000 |