Call reports 2001
ADVANTAGE BANK — 2001
What ADVANTAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,228,000 | 28,664,000 | 29,754,000 | 29,978,000 |
| Total loans | 20,093,000 | 20,652,000 | 20,542,000 | 20,950,000 |
| Allowance for loan losses | 507,000 | 519,000 | 488,000 | 493,000 |
| Securities available for sale | 5,497,000 | 4,936,000 | 5,048,000 | 5,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,689,000 | 25,195,000 | 26,172,000 | 26,200,000 |
| Interest-bearing deposits | 17,336,000 | 17,162,000 | 17,775,000 | 17,745,000 |
| Noninterest-bearing deposits | 8,353,000 | 8,033,000 | 8,397,000 | 8,455,000 |
| Equity capital | 3,462,000 | 3,387,000 | 3,491,000 | 3,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,295,000 | 1,929,000 | 2,551,000 |
| Interest expense | 174,000 | 345,000 | 506,000 | 628,000 |
| Net interest income | 471,000 | 950,000 | 1,423,000 | 1,923,000 |
| Noninterest income | 229,000 | 461,000 | 701,000 | 992,000 |
| Noninterest expense | 501,000 | 945,000 | 1,426,000 | 1,782,000 |
| Provision for loan losses | 39,000 | 106,000 | 150,000 | 254,000 |
| Pretax income | 177,000 | 406,000 | 609,000 | 993,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 177,000 | 406,000 | 609,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,346,000 | 3,310,000 | 3,356,000 | 3,489,000 |
| Total capital | 3,606,000 | 3,573,000 | 3,619,000 | 3,761,000 |
| Risk-weighted assets | 20,591,000 | 20,775,000 | 20,800,000 | 21,531,000 |