Call reports 2026
SMARTBANK — 2026
What SMARTBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 5,900,269,000 | 6,107,436,000 |
| Total loans | 4,525,669,000 | 4,692,563,000 |
| Allowance for loan losses | 43,950,000 | 45,252,000 |
| Securities available for sale | 552,083,000 | 560,065,000 |
| Securities held to maturity | 120,968,000 | 119,848,000 |
| Trading assets | 0 | 0 |
| Total deposits | 5,200,942,000 | 5,393,737,000 |
| Interest-bearing deposits | 4,244,870,000 | 4,463,674,000 |
| Noninterest-bearing deposits | 956,072,000 | 930,063,000 |
| Equity capital | 644,529,000 | 657,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 74,270,000 | 152,312,000 |
| Interest expense | 26,530,000 | 54,624,000 |
| Net interest income | 47,740,000 | 97,688,000 |
| Noninterest income | 7,930,000 | 15,780,000 |
| Noninterest expense | 32,639,000 | 66,280,000 |
| Provision for loan losses | 3,213,000 | 5,067,000 |
| Pretax income | 18,893,000 | 41,641,000 |
| Income tax | 3,585,000 | 8,317,000 |
| Net income | 15,308,000 | 33,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 561,053,000 | 575,464,000 |
| Total capital | 606,998,000 | 622,143,000 |
| Risk-weighted assets | 4,891,150,000 | 5,056,609,000 |