Call report 2024Q4
SMARTBANK — 2024Q4
The 22 measures SMARTBANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,272,446,000 | USD | evidence → |
| Total loans | 3,912,336,000 | USD | evidence → |
| Allowance for loan losses | 37,423,000 | USD | evidence → |
| Securities available for sale | 482,328,000 | USD | evidence → |
| Securities held to maturity | 126,659,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,690,708,000 | USD | evidence → |
| Interest-bearing deposits | 3,720,931,000 | USD | evidence → |
| Noninterest-bearing deposits | 969,777,000 | USD | evidence → |
| Equity capital | 522,891,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 251,111,000 | USD | evidence → |
| Interest expense | 109,845,000 | USD | evidence → |
| Net interest income | 141,266,000 | USD | evidence → |
| Noninterest income | 34,267,000 | USD | evidence → |
| Noninterest expense | 120,041,000 | USD | evidence → |
| Provision for loan losses | 5,066,000 | USD | evidence → |
| Pretax income | 50,403,000 | USD | evidence → |
| Income tax | 10,525,000 | USD | evidence → |
| Net income | 39,878,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 445,159,000 | USD | evidence → |
| Total capital | 478,255,000 | USD | evidence → |
| Risk-weighted assets | 4,234,672,000 | USD | evidence → |