Call report 2023Q2
SMARTBANK — 2023Q2
The 22 measures SMARTBANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,739,372,000 | USD | evidence → |
| Total loans | 3,338,776,000 | USD | evidence → |
| Allowance for loan losses | 32,747,000 | USD | evidence → |
| Securities available for sale | 540,308,000 | USD | evidence → |
| Securities held to maturity | 283,564,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,207,030,000 | USD | evidence → |
| Interest-bearing deposits | 3,196,153,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,010,877,000 | USD | evidence → |
| Equity capital | 487,287,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 105,273,000 | USD | evidence → |
| Interest expense | 36,004,000 | USD | evidence → |
| Net interest income | 69,269,000 | USD | evidence → |
| Noninterest income | 14,055,000 | USD | evidence → |
| Noninterest expense | 54,525,000 | USD | evidence → |
| Provision for loan losses | 970,000 | USD | evidence → |
| Pretax income | 28,136,000 | USD | evidence → |
| Income tax | 5,911,000 | USD | evidence → |
| Net income | 22,225,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 421,213,000 | USD | evidence → |
| Total capital | 447,469,000 | USD | evidence → |
| Risk-weighted assets | 3,737,481,000 | USD | evidence → |