Call report 2020Q4
SMARTBANK — 2020Q4
The 22 measures SMARTBANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,304,121,000 | USD | evidence → |
| Total loans | 2,393,965,000 | USD | evidence → |
| Allowance for loan losses | 18,346,000 | USD | evidence → |
| Securities available for sale | 215,634,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,814,155,000 | USD | evidence → |
| Interest-bearing deposits | 2,119,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 694,897,000 | USD | evidence → |
| Equity capital | 384,743,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 117,612,000 | USD | evidence → |
| Interest expense | 14,412,000 | USD | evidence → |
| Net interest income | 103,200,000 | USD | evidence → |
| Noninterest income | 15,232,000 | USD | evidence → |
| Noninterest expense | 74,907,000 | USD | evidence → |
| Provision for loan losses | 8,683,000 | USD | evidence → |
| Pretax income | 34,848,000 | USD | evidence → |
| Income tax | 7,465,000 | USD | evidence → |
| Net income | 27,383,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 299,314,000 | USD | evidence → |
| Total capital | 317,660,000 | USD | evidence → |
| Risk-weighted assets | 2,341,174,000 | USD | evidence → |