Call report 2015Q4
SMARTBANK — 2015Q4
The 22 measures SMARTBANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 578,918,000 | USD | evidence → |
| Total loans | 407,821,000 | USD | evidence → |
| Allowance for loan losses | 3,803,000 | USD | evidence → |
| Securities available for sale | 97,544,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 510,427,000 | USD | evidence → |
| Interest-bearing deposits | 434,359,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,068,000 | USD | evidence → |
| Equity capital | 56,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,477,000 | USD | evidence → |
| Interest expense | 2,255,000 | USD | evidence → |
| Net interest income | 18,222,000 | USD | evidence → |
| Noninterest income | 1,131,000 | USD | evidence → |
| Noninterest expense | 16,700,000 | USD | evidence → |
| Provision for loan losses | 358,000 | USD | evidence → |
| Pretax income | 2,347,000 | USD | evidence → |
| Income tax | 985,000 | USD | evidence → |
| Net income | 1,362,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,546,000 | USD | evidence → |
| Total capital | 60,349,000 | USD | evidence → |
| Risk-weighted assets | 465,095,000 | USD | evidence → |