Call report 2014Q4
SMARTBANK — 2014Q4
The 22 measures SMARTBANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 533,900,000 | USD | evidence → |
| Total loans | 363,210,000 | USD | evidence → |
| Allowance for loan losses | 3,631,000 | USD | evidence → |
| Securities available for sale | 98,877,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 455,463,000 | USD | evidence → |
| Interest-bearing deposits | 401,789,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,674,000 | USD | evidence → |
| Equity capital | 55,412,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,754,000 | USD | evidence → |
| Interest expense | 2,037,000 | USD | evidence → |
| Net interest income | 18,717,000 | USD | evidence → |
| Noninterest income | 640,000 | USD | evidence → |
| Noninterest expense | 15,741,000 | USD | evidence → |
| Provision for loan losses | 432,000 | USD | evidence → |
| Pretax income | 3,300,000 | USD | evidence → |
| Income tax | 1,122,000 | USD | evidence → |
| Net income | 2,178,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,457,000 | USD | evidence → |
| Total capital | 59,088,000 | USD | evidence → |
| Risk-weighted assets | 401,062,000 | USD | evidence → |