Call report 2012Q4
SMARTBANK — 2012Q4
The 22 measures SMARTBANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,613,000 | USD | evidence → |
| Total loans | 309,899,000 | USD | evidence → |
| Allowance for loan losses | 3,690,000 | USD | evidence → |
| Securities available for sale | 54,460,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 404,009,000 | USD | evidence → |
| Interest-bearing deposits | 351,679,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,330,000 | USD | evidence → |
| Equity capital | 51,185,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,674,000 | USD | evidence → |
| Interest expense | 2,526,000 | USD | evidence → |
| Net interest income | 12,148,000 | USD | evidence → |
| Noninterest income | 6,455,000 | USD | evidence → |
| Noninterest expense | 10,524,000 | USD | evidence → |
| Provision for loan losses | 871,000 | USD | evidence → |
| Pretax income | 7,580,000 | USD | evidence → |
| Income tax | 991,000 | USD | evidence → |
| Net income | 6,589,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,098,000 | USD | evidence → |
| Total capital | 53,788,000 | USD | evidence → |
| Risk-weighted assets | 315,164,000 | USD | evidence → |