Call report 2008Q4
SMARTBANK — 2008Q4
The 22 measures SMARTBANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,795,000 | USD | evidence → |
| Total loans | 184,681,000 | USD | evidence → |
| Allowance for loan losses | 2,308,000 | USD | evidence → |
| Securities available for sale | 29,796,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,941,000 | USD | evidence → |
| Interest-bearing deposits | 177,710,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,231,000 | USD | evidence → |
| Equity capital | 24,453,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,191,000 | USD | evidence → |
| Interest expense | 5,707,000 | USD | evidence → |
| Net interest income | 5,484,000 | USD | evidence → |
| Noninterest income | 310,000 | USD | evidence → |
| Noninterest expense | 5,155,000 | USD | evidence → |
| Provision for loan losses | 732,000 | USD | evidence → |
| Pretax income | -93,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -93,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,285,000 | USD | evidence → |
| Total capital | 26,594,000 | USD | evidence → |
| Risk-weighted assets | 194,173,000 | USD | evidence → |