Call reports 2019
HERITAGE BANK, THE — 2019
What HERITAGE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 568,159,000 | 584,145,000 |
| Total loans | 367,611,000 | 383,939,000 |
| Allowance for loan losses | 5,389,000 | 5,384,000 |
| Securities available for sale | 109,781,000 | 107,113,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 509,743,000 | 522,318,000 |
| Interest-bearing deposits | 374,593,000 | 388,952,000 |
| Noninterest-bearing deposits | 135,150,000 | 133,366,000 |
| Equity capital | 56,035,000 | 58,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 6,062,000 | 12,256,000 |
| Interest expense | 640,000 | 1,412,000 |
| Net interest income | 5,422,000 | 10,844,000 |
| Noninterest income | 2,728,000 | 5,563,000 |
| Noninterest expense | 5,938,000 | 12,118,000 |
| Provision for loan losses | 900,000 | 1,000,000 |
| Pretax income | 1,312,000 | 3,289,000 |
| Income tax | 317,000 | 792,000 |
| Net income | 995,000 | 2,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 49,334,000 | 51,136,000 |
| Total capital | 54,723,000 | 56,520,000 |
| Risk-weighted assets | 438,410,000 | 452,663,000 |