Call reports 2018
HERITAGE BANK, THE — 2018
What HERITAGE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 546,048,000 | 533,324,000 | 531,895,000 | 590,842,000 |
| Total loans | 305,319,000 | 334,659,000 | 343,714,000 | 359,548,000 |
| Allowance for loan losses | 4,704,000 | 5,013,000 | 5,027,000 | 5,189,000 |
| Securities available for sale | 124,680,000 | 120,170,000 | 114,205,000 | 112,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,320,000 | 489,255,000 | 485,366,000 | 534,712,000 |
| Interest-bearing deposits | 374,136,000 | 363,634,000 | 360,561,000 | 411,733,000 |
| Noninterest-bearing deposits | 129,184,000 | 125,621,000 | 124,805,000 | 122,979,000 |
| Equity capital | 41,002,000 | 42,012,000 | 43,238,000 | 53,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,962,000 | 10,290,000 | 15,854,000 | 21,784,000 |
| Interest expense | 331,000 | 684,000 | 1,114,000 | 1,668,000 |
| Net interest income | 4,631,000 | 9,606,000 | 14,740,000 | 20,116,000 |
| Noninterest income | 2,502,000 | 4,938,000 | 7,412,000 | 9,265,000 |
| Noninterest expense | 5,688,000 | 11,343,000 | 17,145,000 | 22,666,000 |
| Provision for loan losses | 200,000 | 625,000 | 925,000 | 1,325,000 |
| Pretax income | 1,245,000 | 2,576,000 | 4,082,000 | 5,390,000 |
| Income tax | 0 | 0 | 0 | -8,413,000 |
| Net income | 1,245,000 | 2,576,000 | 4,082,000 | 13,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,486,000 | 45,853,000 | 47,331,000 | 48,039,000 |
| Total capital | 49,088,000 | 50,866,000 | 52,358,000 | 53,228,000 |
| Risk-weighted assets | 367,805,000 | 405,397,000 | 412,375,000 | 426,464,000 |