Call reports 2017
HERITAGE BANK, THE — 2017
What HERITAGE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 576,996,000 | 573,677,000 | 537,838,000 | 546,780,000 |
| Total loans | 258,293,000 | 273,309,000 | 286,037,000 | 295,047,000 |
| Allowance for loan losses | 4,252,000 | 4,374,000 | 4,577,000 | 4,625,000 |
| Securities available for sale | 171,093,000 | 174,344,000 | 137,601,000 | 131,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,606,000 | 523,827,000 | 493,288,000 | 503,994,000 |
| Interest-bearing deposits | 396,877,000 | 391,924,000 | 373,539,000 | 382,771,000 |
| Noninterest-bearing deposits | 131,729,000 | 131,903,000 | 119,749,000 | 121,223,000 |
| Equity capital | 47,158,000 | 48,674,000 | 43,106,000 | 41,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,259,000 | 8,841,000 | 13,589,000 | 18,391,000 |
| Interest expense | 369,000 | 741,000 | 1,091,000 | 1,424,000 |
| Net interest income | 3,890,000 | 8,100,000 | 12,498,000 | 16,967,000 |
| Noninterest income | 2,831,000 | 5,441,000 | 7,138,000 | 9,815,000 |
| Noninterest expense | 5,590,000 | 11,157,000 | 16,621,000 | 22,492,000 |
| Provision for loan losses | 250,000 | 500,000 | 7,200,000 | 7,450,000 |
| Pretax income | 881,000 | 1,884,000 | -4,101,000 | -3,076,000 |
| Income tax | 0 | 0 | 0 | 2,320,000 |
| Net income | 881,000 | 1,884,000 | -4,101,000 | -5,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,265,000 | 50,320,000 | 44,169,000 | 43,236,000 |
| Total capital | 53,517,000 | 54,694,000 | 48,565,000 | 47,685,000 |
| Risk-weighted assets | 347,552,000 | 358,886,000 | 350,644,000 | 355,518,000 |