Call reports 2011
HERITAGE BANK, THE — 2011
What HERITAGE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 933,101,000 | 926,645,000 | 895,052,000 | 865,202,000 |
| Total loans | 615,085,000 | 599,917,000 | 583,307,000 | 551,547,000 |
| Allowance for loan losses | 26,585,000 | 24,466,000 | 23,025,000 | 22,943,000 |
| Securities available for sale | 107,911,000 | 129,197,000 | 127,137,000 | 77,062,000 |
| Securities held to maturity | 665,000 | 665,000 | 450,000 | 450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,877,000 | 842,853,000 | 812,477,000 | 792,701,000 |
| Interest-bearing deposits | 751,375,000 | 746,447,000 | 714,702,000 | 694,920,000 |
| Noninterest-bearing deposits | 97,502,000 | 96,406,000 | 97,775,000 | 97,781,000 |
| Equity capital | 43,319,000 | 44,369,000 | 42,494,000 | 33,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,649,000 | 18,885,000 | 26,695,000 | 35,027,000 |
| Interest expense | 2,935,000 | 5,743,000 | 8,425,000 | 11,077,000 |
| Net interest income | 6,714,000 | 13,142,000 | 18,270,000 | 23,950,000 |
| Noninterest income | 3,411,000 | 6,436,000 | 9,328,000 | 13,059,000 |
| Noninterest expense | 8,391,000 | 15,223,000 | 23,823,000 | 32,549,000 |
| Provision for loan losses | 2,920,000 | 6,100,000 | 8,000,000 | 18,770,000 |
| Pretax income | -764,000 | -1,323,000 | -3,660,000 | -12,238,000 |
| Income tax | 0 | 0 | 196,000 | 196,000 |
| Net income | -764,000 | -1,323,000 | -3,856,000 | -12,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,566,000 | 40,271,000 | 38,005,000 | 29,693,000 |
| Total capital | 48,640,000 | 48,127,000 | 45,631,000 | 36,968,000 |
| Risk-weighted assets | 627,432,000 | 611,853,000 | 594,656,000 | 566,329,000 |