Call reports 2010
HERITAGE BANK, THE — 2010
What HERITAGE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,004,001,000 | 933,455,000 | 951,954,000 | 959,901,000 |
| Total loans | 705,964,000 | 690,210,000 | 676,013,000 | 640,652,000 |
| Allowance for loan losses | 10,452,000 | 14,111,000 | 23,691,000 | 30,124,000 |
| Securities available for sale | 158,307,000 | 131,485,000 | 121,966,000 | 114,895,000 |
| Securities held to maturity | 14,220,000 | 1,220,000 | 665,000 | 665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,832,000 | 799,428,000 | 837,735,000 | 868,423,000 |
| Interest-bearing deposits | 750,703,000 | 705,110,000 | 741,149,000 | 772,148,000 |
| Noninterest-bearing deposits | 97,129,000 | 94,318,000 | 96,586,000 | 96,275,000 |
| Equity capital | 87,536,000 | 83,792,000 | 67,443,000 | 45,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,334,000 | 24,626,000 | 34,429,000 | 45,170,000 |
| Interest expense | 4,026,000 | 7,710,000 | 11,457,000 | 14,711,000 |
| Net interest income | 8,308,000 | 16,916,000 | 22,972,000 | 30,459,000 |
| Noninterest income | 4,148,000 | 8,379,000 | 12,516,000 | 15,715,000 |
| Noninterest expense | 9,206,000 | 18,694,000 | 26,767,000 | 46,157,000 |
| Provision for loan losses | 5,050,000 | 16,484,000 | 35,822,000 | 48,620,000 |
| Pretax income | -217,000 | -7,299,000 | -23,302,000 | -44,804,000 |
| Income tax | -255,000 | -2,952,000 | -2,768,000 | -2,768,000 |
| Net income | 38,000 | -4,347,000 | -20,534,000 | -42,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,179,000 | 68,092,000 | 52,206,000 | 41,062,000 |
| Total capital | 81,373,000 | 76,987,000 | 60,956,000 | 49,390,000 |
| Risk-weighted assets | 734,256,000 | 706,397,000 | 684,973,000 | 644,468,000 |
Machine access — free, no API key
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