Call reports 2006
HERITAGE BANK, THE — 2006
What HERITAGE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 324,688,000 | 334,554,000 | 371,004,000 | 356,008,000 |
| Total loans | 206,474,000 | 220,926,000 | 242,343,000 | 244,008,000 |
| Allowance for loan losses | 4,950,000 | 5,070,000 | 5,298,000 | 4,629,000 |
| Securities available for sale | 66,041,000 | 61,122,000 | 59,231,000 | 60,383,000 |
| Securities held to maturity | 4,993,000 | 4,662,000 | 4,455,000 | 4,432,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,089,000 | 307,245,000 | 336,818,000 | 326,426,000 |
| Interest-bearing deposits | 233,553,000 | 247,302,000 | 271,472,000 | 267,179,000 |
| Noninterest-bearing deposits | 65,537,000 | 59,943,000 | 65,346,000 | 59,247,000 |
| Equity capital | 23,979,000 | 25,058,000 | 27,099,000 | 26,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,587,000 | 11,617,000 | 18,389,000 | 25,545,000 |
| Interest expense | 1,513,000 | 3,366,000 | 5,639,000 | 8,191,000 |
| Net interest income | 4,074,000 | 8,251,000 | 12,750,000 | 17,354,000 |
| Noninterest income | 3,387,000 | 7,067,000 | 10,745,000 | 14,335,000 |
| Noninterest expense | 5,001,000 | 10,430,000 | 15,790,000 | 21,715,000 |
| Provision for loan losses | 498,000 | 837,000 | 1,311,000 | 1,300,000 |
| Pretax income | 1,962,000 | 4,051,000 | 6,394,000 | 8,674,000 |
| Income tax | 667,000 | 1,377,000 | 2,174,000 | 2,698,000 |
| Net income | 1,295,000 | 2,674,000 | 4,220,000 | 5,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,967,000 | 24,420,000 | 26,041,000 | 25,372,000 |
| Total capital | 25,855,000 | 27,504,000 | 29,406,000 | 28,662,000 |
| Risk-weighted assets | 228,984,000 | 244,712,000 | 267,247,000 | 261,842,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.