Call report 2025Q4
BANK OF CATTARAUGUS — 2025Q4
The 22 measures BANK OF CATTARAUGUS reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,289,000 | USD | evidence → |
| Total loans | 16,979,000 | USD | evidence → |
| Allowance for loan losses | 212,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,027,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,918,000 | USD | evidence → |
| Interest-bearing deposits | 13,666,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,252,000 | USD | evidence → |
| Equity capital | 3,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,842,000 | USD | evidence → |
| Interest expense | 138,000 | USD | evidence → |
| Net interest income | 1,704,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 1,529,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 262,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,325,000 | USD | evidence → |
| Total capital | 3,537,000 | USD | evidence → |
| Risk-weighted assets | 19,126,000 | USD | evidence → |