Call reports 2007
DUNNELLON STATE BANK — 2007
What DUNNELLON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,242,000 | 57,771,000 | 62,446,000 | 60,536,000 |
| Total loans | 43,882,000 | 44,065,000 | 43,587,000 | 43,089,000 |
| Allowance for loan losses | 213,000 | 218,000 | 218,000 | 218,000 |
| Securities available for sale | 11,107,000 | 10,842,000 | 11,118,000 | 11,426,000 |
| Securities held to maturity | 273,000 | 256,000 | 223,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,641,000 | 49,233,000 | 48,729,000 | 46,695,000 |
| Interest-bearing deposits | 42,533,000 | 41,927,000 | 41,049,000 | 40,192,000 |
| Noninterest-bearing deposits | 8,108,000 | 7,306,000 | 7,680,000 | 6,503,000 |
| Equity capital | 3,537,000 | 3,308,000 | 3,607,000 | 3,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,651,000 | 2,489,000 | 3,352,000 |
| Interest expense | 278,000 | 578,000 | 914,000 | 1,263,000 |
| Net interest income | 543,000 | 1,073,000 | 1,575,000 | 2,089,000 |
| Noninterest income | 62,000 | 131,000 | 203,000 | 272,000 |
| Noninterest expense | 449,000 | 891,000 | 1,308,000 | 1,725,000 |
| Provision for loan losses | 8,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 148,000 | 300,000 | 457,000 | 623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 300,000 | 457,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,667,000 | 3,674,000 | 3,681,000 | 3,523,000 |
| Total capital | 3,880,000 | 3,892,000 | 3,899,000 | 3,741,000 |
| Risk-weighted assets | 30,880,000 | 30,686,000 | 29,512,000 | 28,568,000 |