Call reports 2006
DUNNELLON STATE BANK — 2006
What DUNNELLON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 61,160,000 | 57,800,000 | 56,223,000 | 57,733,000 |
| Total loans | 37,886,000 | 39,380,000 | 42,173,000 | 43,755,000 |
| Allowance for loan losses | 188,000 | 190,000 | 198,000 | 205,000 |
| Securities available for sale | 13,337,000 | 10,750,000 | 11,086,000 | 11,100,000 |
| Securities held to maturity | 447,000 | 407,000 | 367,000 | 312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,477,000 | 54,403,000 | 50,475,000 | 48,666,000 |
| Interest-bearing deposits | 47,772,000 | 46,091,000 | 42,151,000 | 41,164,000 |
| Noninterest-bearing deposits | 9,705,000 | 8,312,000 | 8,324,000 | 7,502,000 |
| Equity capital | 3,637,000 | 3,339,000 | 3,629,000 | 3,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,678,000 | 2,471,000 | 3,271,000 |
| Interest expense | 207,000 | 397,000 | 581,000 | 835,000 |
| Net interest income | 638,000 | 1,281,000 | 1,890,000 | 2,436,000 |
| Noninterest income | 103,000 | 192,000 | 260,000 | 322,000 |
| Noninterest expense | 443,000 | 888,000 | 1,322,000 | 1,746,000 |
| Provision for loan losses | -46,000 | -44,000 | -36,000 | -29,000 |
| Pretax income | 344,000 | 629,000 | 864,000 | 1,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 629,000 | 864,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,897,000 | 3,882,000 | 3,817,000 | 3,519,000 |
| Total capital | 4,085,000 | 4,072,000 | 4,014,000 | 3,724,000 |
| Risk-weighted assets | 27,678,000 | 27,694,000 | 30,620,000 | 30,821,000 |