Call reports 2005
DUNNELLON STATE BANK — 2005
What DUNNELLON STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,952,000 | 64,132,000 | 64,194,000 | 63,545,000 |
| Total loans | 31,881,000 | 33,702,000 | 34,987,000 | 36,834,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 177,000 |
| Securities available for sale | 18,736,000 | 19,174,000 | 18,957,000 | 13,454,000 |
| Securities held to maturity | 637,000 | 585,000 | 529,000 | 478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,713,000 | 58,404,000 | 58,654,000 | 60,115,000 |
| Interest-bearing deposits | 47,066,000 | 49,204,000 | 50,185,000 | 49,972,000 |
| Noninterest-bearing deposits | 7,647,000 | 9,200,000 | 8,469,000 | 10,143,000 |
| Equity capital | 5,210,000 | 5,679,000 | 5,476,000 | 3,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,514,000 | 2,329,000 | 3,171,000 |
| Interest expense | 96,000 | 216,000 | 381,000 | 575,000 |
| Net interest income | 643,000 | 1,298,000 | 1,948,000 | 2,596,000 |
| Noninterest income | 71,000 | 136,000 | 198,000 | 260,000 |
| Noninterest expense | 425,000 | 857,000 | 1,285,000 | 1,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 289,000 | 577,000 | 861,000 | 1,122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 289,000 | 577,000 | 861,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,395,000 | 5,398,000 | 5,392,000 | 3,553,000 |
| Total capital | 5,568,000 | 5,571,000 | 5,565,000 | 3,730,000 |
| Risk-weighted assets | 25,922,000 | 27,102,000 | 26,068,000 | 27,686,000 |