Call reports 2004
DUNNELLON STATE BANK — 2004
What DUNNELLON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,841,000 | 60,604,000 | 60,849,000 | 60,457,000 |
| Total loans | 29,983,000 | 30,214,000 | 30,724,000 | 30,959,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 19,093,000 | 18,897,000 | 19,470,000 | 19,222,000 |
| Securities held to maturity | 881,000 | 801,000 | 727,000 | 683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,614,000 | 55,367,000 | 54,929,000 | 55,075,000 |
| Interest-bearing deposits | 47,179,000 | 47,165,000 | 47,777,000 | 47,372,000 |
| Noninterest-bearing deposits | 7,435,000 | 8,202,000 | 7,152,000 | 7,703,000 |
| Equity capital | 6,196,000 | 5,196,000 | 5,867,000 | 5,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,430,000 | 2,163,000 | 2,905,000 |
| Interest expense | 102,000 | 197,000 | 293,000 | 386,000 |
| Net interest income | 615,000 | 1,233,000 | 1,870,000 | 2,519,000 |
| Noninterest income | 69,000 | 139,000 | 213,000 | 281,000 |
| Noninterest expense | 404,000 | 816,000 | 1,235,000 | 1,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 556,000 | 848,000 | 1,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 556,000 | 848,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,370,000 | 5,376,000 | 5,388,000 | 5,106,000 |
| Total capital | 5,543,000 | 5,549,000 | 5,561,000 | 5,279,000 |
| Risk-weighted assets | 25,328,000 | 25,532,000 | 25,643,000 | 25,640,000 |