Call reports 2003
DUNNELLON STATE BANK — 2003
What DUNNELLON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 57,798,000 | 59,832,000 | 58,786,000 | 59,739,000 |
| Total loans | 30,913,000 | 30,499,000 | 29,763,000 | 29,886,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 15,541,000 | 16,598,000 | 16,886,000 | 17,732,000 |
| Securities held to maturity | 1,768,000 | 1,432,000 | 1,198,000 | 981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,953,000 | 53,713,000 | 52,918,000 | 54,224,000 |
| Interest-bearing deposits | 44,938,000 | 46,671,000 | 46,250,000 | 47,323,000 |
| Noninterest-bearing deposits | 7,015,000 | 7,042,000 | 6,668,000 | 6,901,000 |
| Equity capital | 5,807,000 | 6,073,000 | 5,814,000 | 5,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,490,000 | 2,209,000 | 2,937,000 |
| Interest expense | 159,000 | 303,000 | 423,000 | 534,000 |
| Net interest income | 585,000 | 1,187,000 | 1,786,000 | 2,403,000 |
| Noninterest income | 72,000 | 144,000 | 216,000 | 290,000 |
| Noninterest expense | 411,000 | 833,000 | 1,230,000 | 1,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 498,000 | 806,000 | 1,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 246,000 | 498,000 | 806,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,346,000 | 5,353,000 | 5,422,000 | 5,090,000 |
| Total capital | 5,519,000 | 5,526,000 | 5,595,000 | 5,263,000 |
| Risk-weighted assets | 25,254,000 | 25,620,000 | 25,561,000 | 25,364,000 |