Call reports 2002
DUNNELLON STATE BANK — 2002
What DUNNELLON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,136,000 | 56,152,000 | 57,601,000 | 57,146,000 |
| Total loans | 31,426,000 | 31,747,000 | 31,128,000 | 28,498,000 |
| Allowance for loan losses | 172,000 | 172,000 | 172,000 | 173,000 |
| Securities available for sale | 11,148,000 | 10,834,000 | 10,799,000 | 16,928,000 |
| Securities held to maturity | 3,029,000 | 2,764,000 | 2,524,000 | 2,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,693,000 | 50,371,000 | 51,573,000 | 51,442,000 |
| Interest-bearing deposits | 45,302,000 | 44,015,000 | 44,934,000 | 43,845,000 |
| Noninterest-bearing deposits | 6,391,000 | 6,356,000 | 6,639,000 | 7,597,000 |
| Equity capital | 5,387,000 | 5,721,000 | 5,956,000 | 5,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,693,000 | 2,523,000 | 3,311,000 |
| Interest expense | 248,000 | 461,000 | 663,000 | 850,000 |
| Net interest income | 608,000 | 1,232,000 | 1,860,000 | 2,461,000 |
| Noninterest income | 72,000 | 147,000 | 225,000 | 299,000 |
| Noninterest expense | 395,000 | 792,000 | 1,189,000 | 1,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 285,000 | 587,000 | 896,000 | 1,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 587,000 | 896,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,375,000 | 5,393,000 | 5,402,000 | 5,100,000 |
| Total capital | 5,547,000 | 5,565,000 | 5,574,000 | 5,273,000 |
| Risk-weighted assets | 25,320,000 | 25,381,000 | 26,312,000 | 24,404,000 |