Call reports 2011
FARMERS STATE BANK OF DENT — 2011
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,492,000 | 29,577,000 | 31,252,000 | 30,810,000 |
| Total loans | 21,430,000 | 21,179,000 | 21,266,000 | 20,393,000 |
| Allowance for loan losses | 440,000 | 417,000 | 399,000 | 414,000 |
| Securities available for sale | 2,655,000 | 3,425,000 | 2,901,000 | 2,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,047,000 | 27,141,000 | 28,790,000 | 28,360,000 |
| Interest-bearing deposits | 22,572,000 | 21,992,000 | 22,535,000 | 22,732,000 |
| Noninterest-bearing deposits | 5,475,000 | 5,149,000 | 6,255,000 | 5,628,000 |
| Equity capital | 2,352,000 | 2,353,000 | 2,371,000 | 2,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 744,000 | 1,114,000 | 1,475,000 |
| Interest expense | 72,000 | 137,000 | 201,000 | 263,000 |
| Net interest income | 304,000 | 607,000 | 913,000 | 1,212,000 |
| Noninterest income | 42,000 | 74,000 | 125,000 | 164,000 |
| Noninterest expense | 305,000 | 622,000 | 958,000 | 1,297,000 |
| Provision for loan losses | 65,000 | 150,000 | 190,000 | 190,000 |
| Pretax income | -24,000 | -91,000 | -110,000 | -111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | -91,000 | -110,000 | -111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,335,000 | 2,268,000 | 2,249,000 | 2,248,000 |
| Total capital | 2,589,000 | 2,477,000 | 2,446,000 | 2,484,000 |
| Risk-weighted assets | 20,286,000 | 20,141,000 | 19,966,000 | 18,768,000 |