Call reports 2010
FARMERS STATE BANK OF DENT — 2010
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,664,000 | 29,534,000 | 30,644,000 | 30,648,000 |
| Total loans | 21,648,000 | 22,053,000 | 22,018,000 | 21,956,000 |
| Allowance for loan losses | 298,000 | 447,000 | 438,000 | 401,000 |
| Securities available for sale | 2,727,000 | 2,469,000 | 1,928,000 | 2,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,190,000 | 27,124,000 | 28,139,000 | 28,144,000 |
| Interest-bearing deposits | 22,886,000 | 22,777,000 | 23,185,000 | 23,005,000 |
| Noninterest-bearing deposits | 4,304,000 | 4,347,000 | 4,954,000 | 5,139,000 |
| Equity capital | 2,345,000 | 2,297,000 | 2,383,000 | 2,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 792,000 | 1,187,000 | 1,571,000 |
| Interest expense | 101,000 | 195,000 | 285,000 | 369,000 |
| Net interest income | 296,000 | 597,000 | 902,000 | 1,202,000 |
| Noninterest income | 51,000 | 104,000 | 150,000 | 187,000 |
| Noninterest expense | 291,000 | 596,000 | 888,000 | 1,166,000 |
| Provision for loan losses | 15,000 | 174,000 | 179,000 | 179,000 |
| Pretax income | 62,000 | -48,000 | 6,000 | 65,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | -48,000 | 6,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,356,000 | 2,246,000 | 2,299,000 | 2,359,000 |
| Total capital | 2,620,000 | 2,515,000 | 2,567,000 | 2,627,000 |
| Risk-weighted assets | 21,107,000 | 21,356,000 | 21,277,000 | 21,286,000 |