Call reports 2009
FARMERS STATE BANK OF DENT — 2009
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,577,000 | 29,119,000 | 29,599,000 | 30,013,000 |
| Total loans | 21,565,000 | 21,424,000 | 21,746,000 | 22,272,000 |
| Allowance for loan losses | 243,000 | 403,000 | 342,000 | 346,000 |
| Securities available for sale | 1,953,000 | 2,312,000 | 3,268,000 | 3,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,368,000 | 26,784,000 | 27,189,000 | 27,543,000 |
| Interest-bearing deposits | 22,443,000 | 22,788,000 | 22,829,000 | 22,793,000 |
| Noninterest-bearing deposits | 3,925,000 | 3,996,000 | 4,360,000 | 4,750,000 |
| Equity capital | 2,219,000 | 2,167,000 | 2,234,000 | 2,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 462,000 | 894,000 | 1,346,000 | 1,672,000 |
| Interest expense | 166,000 | 274,000 | 390,000 | 502,000 |
| Net interest income | 296,000 | 620,000 | 956,000 | 1,170,000 |
| Noninterest income | 15,000 | 28,000 | 47,000 | 209,000 |
| Noninterest expense | 281,000 | 617,000 | 915,000 | 1,180,000 |
| Provision for loan losses | 8,000 | 307,000 | 316,000 | 325,000 |
| Pretax income | 22,000 | -276,000 | -228,000 | -125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | -276,000 | -228,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,173,000 | 2,151,000 | 2,197,000 | 2,301,000 |
| Total capital | 2,416,000 | 2,309,000 | 2,466,000 | 2,581,000 |
| Risk-weighted assets | 22,980,000 | 21,124,000 | 21,476,000 | 22,325,000 |