Call reports 2008
FARMERS STATE BANK OF DENT — 2008
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,628,000 | 32,096,000 | 31,074,000 | 30,581,000 |
| Total loans | 20,498,000 | 20,532,000 | 21,330,000 | 21,799,000 |
| Allowance for loan losses | 257,000 | 260,000 | 213,000 | 235,000 |
| Securities available for sale | 6,069,000 | 5,144,000 | 4,524,000 | 2,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,303,000 | 27,939,000 | 26,481,000 | 26,310,000 |
| Interest-bearing deposits | 23,352,000 | 24,195,000 | 22,222,000 | 21,769,000 |
| Noninterest-bearing deposits | 3,951,000 | 3,744,000 | 4,259,000 | 4,541,000 |
| Equity capital | 2,246,000 | 2,081,000 | 2,135,000 | 2,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 993,000 | 1,494,000 | 2,005,000 |
| Interest expense | 217,000 | 429,000 | 619,000 | 790,000 |
| Net interest income | 284,000 | 564,000 | 875,000 | 1,215,000 |
| Noninterest income | 13,000 | 26,000 | 40,000 | 60,000 |
| Noninterest expense | 273,000 | 553,000 | 841,000 | 1,131,000 |
| Provision for loan losses | 4,000 | 12,000 | 18,000 | 40,000 |
| Pretax income | 22,000 | 28,000 | 59,000 | 111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 28,000 | 59,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,164,000 | 2,101,000 | 2,133,000 | 2,185,000 |
| Total capital | 2,422,000 | 2,361,000 | 2,346,000 | 2,420,000 |
| Risk-weighted assets | 21,109,000 | 21,215,000 | 21,366,000 | 22,455,000 |