Call reports 2007
FARMERS STATE BANK OF DENT — 2007
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 26,351,000 | 28,117,000 | 29,219,000 | 29,833,000 |
| Total loans | 17,899,000 | 19,364,000 | 19,842,000 | 19,854,000 |
| Allowance for loan losses | 221,000 | 239,000 | 240,000 | 248,000 |
| Securities available for sale | 4,643,000 | 4,900,000 | 4,859,000 | 4,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,047,000 | 25,835,000 | 26,831,000 | 27,373,000 |
| Interest-bearing deposits | 20,158,000 | 21,897,000 | 22,747,000 | 23,244,000 |
| Noninterest-bearing deposits | 3,889,000 | 3,938,000 | 4,084,000 | 4,129,000 |
| Equity capital | 2,059,000 | 2,072,000 | 2,130,000 | 2,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 976,000 | 1,499,000 | 2,015,000 |
| Interest expense | 175,000 | 365,000 | 586,000 | 814,000 |
| Net interest income | 305,000 | 611,000 | 913,000 | 1,201,000 |
| Noninterest income | 14,000 | 34,000 | 49,000 | 100,000 |
| Noninterest expense | 302,000 | 563,000 | 835,000 | 1,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 17,000 | 74,000 | 119,000 | 151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 74,000 | 119,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,107,000 | 2,147,000 | 2,160,000 | 2,172,000 |
| Total capital | 2,328,000 | 2,386,000 | 2,400,000 | 2,420,000 |
| Risk-weighted assets | 18,185,000 | 19,697,000 | 20,149,000 | 20,081,000 |