Call reports 2006
FARMERS STATE BANK OF DENT — 2006
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,806,000 | 25,449,000 | 26,363,000 | 27,721,000 |
| Total loans | 16,323,000 | 17,313,000 | 17,475,000 | 17,655,000 |
| Allowance for loan losses | 234,000 | 234,000 | 228,000 | 219,000 |
| Securities available for sale | 4,666,000 | 4,410,000 | 4,850,000 | 4,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,714,000 | 23,377,000 | 24,142,000 | 25,450,000 |
| Interest-bearing deposits | 19,147,000 | 19,527,000 | 20,052,000 | 20,335,000 |
| Noninterest-bearing deposits | 3,567,000 | 3,850,000 | 4,090,000 | 5,115,000 |
| Equity capital | 1,944,000 | 1,926,000 | 2,026,000 | 2,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 827,000 | 1,286,000 | 1,765,000 |
| Interest expense | 139,000 | 288,000 | 452,000 | 625,000 |
| Net interest income | 258,000 | 539,000 | 834,000 | 1,140,000 |
| Noninterest income | 14,000 | 30,000 | 47,000 | 65,000 |
| Noninterest expense | 279,000 | 548,000 | 821,000 | 1,104,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -6,000 | 22,000 | 61,000 | 108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | 22,000 | 61,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,029,000 | 2,051,000 | 2,091,000 | 2,138,000 |
| Total capital | 2,235,000 | 2,271,000 | 2,313,000 | 2,357,000 |
| Risk-weighted assets | 16,436,000 | 17,553,000 | 17,759,000 | 18,124,000 |