Call reports 2002
FARMERS STATE BANK OF DENT — 2002
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,981,000 | 20,860,000 | 21,601,000 | 22,112,000 |
| Total loans | 14,178,000 | 14,982,000 | 15,600,000 | 15,615,000 |
| Allowance for loan losses | 176,000 | 180,000 | 185,000 | 196,000 |
| Securities available for sale | 1,155,000 | 1,177,000 | 1,545,000 | 1,174,000 |
| Securities held to maturity | 2,068,000 | 1,749,000 | 1,586,000 | 1,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,002,000 | 18,832,000 | 19,497,000 | 19,980,000 |
| Interest-bearing deposits | 15,097,000 | 16,002,000 | 16,016,000 | 16,723,000 |
| Noninterest-bearing deposits | 2,905,000 | 2,830,000 | 3,481,000 | 3,257,000 |
| Equity capital | 1,530,000 | 1,607,000 | 1,694,000 | 1,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 756,000 | 1,143,000 | 1,519,000 |
| Interest expense | 126,000 | 245,000 | 361,000 | 473,000 |
| Net interest income | 240,000 | 511,000 | 782,000 | 1,046,000 |
| Noninterest income | 38,000 | 74,000 | 109,000 | 218,000 |
| Noninterest expense | 220,000 | 432,000 | 638,000 | 1,005,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 55,000 | 150,000 | 249,000 | 255,000 |
| Income tax | 13,000 | 47,000 | 71,000 | 86,000 |
| Net income | 42,000 | 103,000 | 178,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,541,000 | 1,603,000 | 1,694,000 | 1,669,000 |
| Total capital | 1,707,000 | 1,783,000 | 1,879,000 | 1,847,000 |
| Risk-weighted assets | 13,304,000 | 14,247,000 | 15,119,000 | 14,280,000 |