Call reports 2001
FARMERS STATE BANK OF DENT — 2001
What FARMERS STATE BANK OF DENT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,105,000 | 19,039,000 | 20,629,000 | 19,820,000 |
| Total loans | 12,930,000 | 13,281,000 | 13,669,000 | 13,842,000 |
| Allowance for loan losses | 194,000 | 199,000 | 213,000 | 171,000 |
| Securities available for sale | 201,000 | 201,000 | 804,000 | 1,100,000 |
| Securities held to maturity | 2,097,000 | 2,702,000 | 2,486,000 | 2,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,161,000 | 17,094,000 | 18,628,000 | 17,763,000 |
| Interest-bearing deposits | 14,022,000 | 14,423,000 | 15,881,000 | 14,899,000 |
| Noninterest-bearing deposits | 2,139,000 | 2,671,000 | 2,747,000 | 2,864,000 |
| Equity capital | 1,431,000 | 1,472,000 | 1,506,000 | 1,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 724,000 | 1,090,000 | 1,419,000 |
| Interest expense | 156,000 | 316,000 | 480,000 | 626,000 |
| Net interest income | 197,000 | 408,000 | 610,000 | 793,000 |
| Noninterest income | 42,000 | 85,000 | 118,000 | 225,000 |
| Noninterest expense | 210,000 | 402,000 | 582,000 | 792,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 29,000 | 90,000 | 148,000 | 228,000 |
| Income tax | 1,000 | 20,000 | 45,000 | 77,000 |
| Net income | 28,000 | 70,000 | 103,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,428,000 | 1,471,000 | 1,502,000 | 1,550,000 |
| Total capital | 1,625,000 | 1,630,000 | 1,664,000 | 1,708,000 |
| Risk-weighted assets | 14,730,000 | 12,673,000 | 12,793,000 | 12,639,000 |