Call reports 2026
BANDERA BANK — 2026
What BANDERA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 94,426,000 | 89,277,000 |
| Total loans | 47,369,000 | 47,303,000 |
| Allowance for loan losses | 469,000 | 442,000 |
| Securities available for sale | 4,756,000 | 4,642,000 |
| Securities held to maturity | 13,111,000 | 13,735,000 |
| Trading assets | 0 | 0 |
| Total deposits | 83,782,000 | 78,597,000 |
| Interest-bearing deposits | 46,881,000 | 44,534,000 |
| Noninterest-bearing deposits | 36,901,000 | 34,063,000 |
| Equity capital | 10,371,000 | 10,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,224,000 | 2,454,000 |
| Interest expense | 151,000 | 298,000 |
| Net interest income | 1,073,000 | 2,156,000 |
| Noninterest income | 99,000 | 189,000 |
| Noninterest expense | 675,000 | 1,336,000 |
| Provision for loan losses | 0 | 1,000 |
| Pretax income | 497,000 | 1,008,000 |
| Income tax | 0 | 0 |
| Net income | 497,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,144,000 | 11,211,000 |