Call reports 2024
BANDERA BANK — 2024
What BANDERA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 93,364,000 | 93,284,000 | 95,804,000 | 91,828,000 |
| Total loans | 47,946,000 | 48,845,000 | 49,437,000 | 50,190,000 |
| Allowance for loan losses | 419,000 | 431,000 | 450,000 | 457,000 |
| Securities available for sale | 5,560,000 | 5,456,000 | 5,480,000 | 5,082,000 |
| Securities held to maturity | 9,802,000 | 10,694,000 | 11,558,000 | 11,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,051,000 | 83,714,000 | 85,860,000 | 82,062,000 |
| Interest-bearing deposits | 43,229,000 | 43,895,000 | 45,187,000 | 44,692,000 |
| Noninterest-bearing deposits | 40,822,000 | 39,819,000 | 40,673,000 | 37,370,000 |
| Equity capital | 9,038,000 | 9,292,000 | 9,706,000 | 9,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,428,000 | 3,727,000 | 5,024,000 |
| Interest expense | 151,000 | 313,000 | 480,000 | 653,000 |
| Net interest income | 1,032,000 | 2,115,000 | 3,247,000 | 4,371,000 |
| Noninterest income | 113,000 | 209,000 | 325,000 | 408,000 |
| Noninterest expense | 605,000 | 1,194,000 | 1,809,000 | 2,398,000 |
| Provision for loan losses | 55,000 | 66,000 | 85,000 | 101,000 |
| Pretax income | 485,000 | 1,064,000 | 1,678,000 | 2,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 1,064,000 | 1,678,000 | 2,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,116,000 | 10,321,000 | 10,560,000 | 10,652,000 |