Call reports 2021
BANDERA BANK — 2021
What BANDERA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 83,419,000 | 84,742,000 | 91,290,000 | 96,222,000 |
| Total loans | 38,156,000 | 36,542,000 | 36,668,000 | 37,310,000 |
| Allowance for loan losses | 330,000 | 317,000 | 315,000 | 310,000 |
| Securities available for sale | 8,208,000 | 8,557,000 | 8,936,000 | 8,340,000 |
| Securities held to maturity | 5,183,000 | 5,181,000 | 5,176,000 | 6,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,469,000 | 76,758,000 | 83,318,000 | 88,003,000 |
| Interest-bearing deposits | 36,181,000 | 37,177,000 | 39,251,000 | 43,032,000 |
| Noninterest-bearing deposits | 39,289,000 | 39,581,000 | 44,067,000 | 44,971,000 |
| Equity capital | 7,809,000 | 7,815,000 | 7,818,000 | 8,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,121,000 | 1,702,000 | 2,301,000 |
| Interest expense | 22,000 | 48,000 | 73,000 | 97,000 |
| Net interest income | 557,000 | 1,073,000 | 1,629,000 | 2,204,000 |
| Noninterest income | 102,000 | 201,000 | 301,000 | 409,000 |
| Noninterest expense | 493,000 | 982,000 | 1,497,000 | 1,755,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 166,000 | 292,000 | 433,000 | 853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 292,000 | 433,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,874,000 | 7,864,000 | 7,892,000 | 8,199,000 |