Call reports 2017
BANDERA BANK — 2017
What BANDERA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,482,000 | 63,249,000 | 68,969,000 | 68,890,000 |
| Total loans | 33,920,000 | 35,144,000 | 35,944,000 | 35,731,000 |
| Allowance for loan losses | 311,000 | 312,000 | 317,000 | 318,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,747,000 | 6,246,000 | 6,247,000 | 6,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,872,000 | 56,594,000 | 62,218,000 | 62,063,000 |
| Interest-bearing deposits | 32,307,000 | 33,260,000 | 36,910,000 | 35,598,000 |
| Noninterest-bearing deposits | 23,565,000 | 23,334,000 | 25,308,000 | 26,465,000 |
| Equity capital | 6,532,000 | 6,591,000 | 6,656,000 | 6,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,101,000 | 1,687,000 | 2,298,000 |
| Interest expense | 21,000 | 44,000 | 68,000 | 92,000 |
| Net interest income | 515,000 | 1,057,000 | 1,619,000 | 2,206,000 |
| Noninterest income | 102,000 | 192,000 | 278,000 | 390,000 |
| Noninterest expense | 443,000 | 916,000 | 1,388,000 | 1,864,000 |
| Provision for loan losses | 8,000 | 8,000 | 18,000 | 23,000 |
| Pretax income | 166,000 | 325,000 | 491,000 | 709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 325,000 | 491,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,532,000 | 6,591,000 | 6,656,000 | 6,773,000 |
| Total capital | 6,843,000 | 6,903,000 | 6,973,000 | 7,091,000 |
| Risk-weighted assets | 25,506,000 | 26,530,000 | 27,388,000 | 26,869,000 |