Call report 2014Q4
BANDERA BANK — 2014Q4
The 22 measures BANDERA BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,066,000 | USD | evidence → |
| Total loans | 29,524,000 | USD | evidence → |
| Allowance for loan losses | 340,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,989,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,918,000 | USD | evidence → |
| Interest-bearing deposits | 28,436,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,482,000 | USD | evidence → |
| Equity capital | 6,123,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,019,000 | USD | evidence → |
| Interest expense | 89,000 | USD | evidence → |
| Net interest income | 1,930,000 | USD | evidence → |
| Noninterest income | 398,000 | USD | evidence → |
| Noninterest expense | 1,666,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 582,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 582,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,123,000 | USD | evidence → |
| Total capital | 6,411,000 | USD | evidence → |
| Risk-weighted assets | 23,034,000 | USD | evidence → |