Call report 2008Q4
BANDERA BANK — 2008Q4
The 22 measures BANDERA BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 37,409,000 | USD | evidence → |
| Total loans | 23,404,000 | USD | evidence → |
| Allowance for loan losses | 279,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,007,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,815,000 | USD | evidence → |
| Interest-bearing deposits | 20,939,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,877,000 | USD | evidence → |
| Equity capital | 4,552,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,453,000 | USD | evidence → |
| Interest expense | 533,000 | USD | evidence → |
| Net interest income | 1,920,000 | USD | evidence → |
| Noninterest income | 386,000 | USD | evidence → |
| Noninterest expense | 1,635,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 606,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 606,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,552,000 | USD | evidence → |
| Total capital | 4,831,000 | USD | evidence → |
| Risk-weighted assets | 25,606,000 | USD | evidence → |