Call report 2004Q2
BANDERA BANK — 2004Q2
The 22 measures BANDERA BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,770,000 | USD | evidence → |
| Total loans | 20,338,000 | USD | evidence → |
| Allowance for loan losses | 313,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,579,000 | USD | evidence → |
| Interest-bearing deposits | 15,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,208,000 | USD | evidence → |
| Equity capital | 3,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 835,000 | USD | evidence → |
| Interest expense | 74,000 | USD | evidence → |
| Net interest income | 761,000 | USD | evidence → |
| Noninterest income | 175,000 | USD | evidence → |
| Noninterest expense | 634,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 269,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,149,000 | USD | evidence → |
| Total capital | 3,410,000 | USD | evidence → |
| Risk-weighted assets | 20,801,000 | USD | evidence → |