Call reports 2015
AMERICAN TRUST & SAVINGS BANK — 2015
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 972,787,000 | 970,791,000 | 1,004,707,000 | 1,044,063,000 |
| Total loans | 760,992,000 | 789,729,000 | 789,561,000 | 820,445,000 |
| Allowance for loan losses | 8,841,000 | 9,094,000 | 8,764,000 | 8,975,000 |
| Securities available for sale | 84,509,000 | 77,539,000 | 72,559,000 | 72,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,933,000 | 796,808,000 | 821,601,000 | 858,241,000 |
| Interest-bearing deposits | 648,795,000 | 649,774,000 | 667,778,000 | 690,014,000 |
| Noninterest-bearing deposits | 148,138,000 | 147,034,000 | 153,823,000 | 168,227,000 |
| Equity capital | 107,147,000 | 108,552,000 | 110,316,000 | 112,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,404,000 | 17,267,000 | 26,083,000 | 35,105,000 |
| Interest expense | 1,184,000 | 2,358,000 | 3,569,000 | 4,818,000 |
| Net interest income | 7,220,000 | 14,909,000 | 22,514,000 | 30,287,000 |
| Noninterest income | 6,414,000 | 13,080,000 | 19,228,000 | 26,308,000 |
| Noninterest expense | 10,534,000 | 21,173,000 | 31,848,000 | 42,813,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 1,100,000 |
| Pretax income | 2,800,000 | 6,216,000 | 9,094,000 | 12,682,000 |
| Income tax | 861,000 | 1,954,000 | 2,848,000 | 4,115,000 |
| Net income | 1,939,000 | 4,262,000 | 6,246,000 | 8,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,556,000 | 107,286,000 | 108,827,000 | 110,805,000 |
| Total capital | 114,397,000 | 116,380,000 | 117,591,000 | 119,780,000 |
| Risk-weighted assets | 905,231,000 | 924,727,000 | 923,307,000 | 954,627,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN TRUST & SAVINGS BANK — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.