Call reports 2014
AMERICAN TRUST & SAVINGS BANK — 2014
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 912,312,000 | 969,303,000 | 970,615,000 | 996,226,000 |
| Total loans | 721,205,000 | 769,126,000 | 767,770,000 | 763,723,000 |
| Allowance for loan losses | 10,295,000 | 10,755,000 | 10,066,000 | 8,542,000 |
| Securities available for sale | 100,380,000 | 96,572,000 | 93,117,000 | 88,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 731,757,000 | 749,809,000 | 776,321,000 | 824,788,000 |
| Interest-bearing deposits | 593,570,000 | 598,230,000 | 644,365,000 | 669,472,000 |
| Noninterest-bearing deposits | 138,187,000 | 151,579,000 | 131,956,000 | 155,316,000 |
| Equity capital | 100,835,000 | 102,735,000 | 104,431,000 | 104,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,107,000 | 16,455,000 | 25,098,000 | 33,919,000 |
| Interest expense | 1,194,000 | 2,385,000 | 3,597,000 | 4,815,000 |
| Net interest income | 6,913,000 | 14,070,000 | 21,501,000 | 29,104,000 |
| Noninterest income | 5,306,000 | 10,922,000 | 16,609,000 | 22,981,000 |
| Noninterest expense | 9,635,000 | 19,796,000 | 29,958,000 | 40,353,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 2,209,000 | 4,446,000 | 7,027,000 | 10,232,000 |
| Income tax | 637,000 | 1,279,000 | 2,049,000 | 3,154,000 |
| Net income | 1,572,000 | 3,167,000 | 4,978,000 | 7,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,740,000 | 100,358,000 | 102,183,000 | 102,644,000 |
| Total capital | 108,882,000 | 111,103,000 | 112,249,000 | 111,186,000 |
| Risk-weighted assets | 811,219,000 | 859,591,000 | 863,980,000 | 863,990,000 |
Machine access — free, no API key
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