Call reports 2010
AMERICAN TRUST & SAVINGS BANK — 2010
What AMERICAN TRUST & SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 812,864,000 | 789,308,000 | 811,299,000 | 821,431,000 |
| Total loans | 661,367,000 | 653,654,000 | 652,934,000 | 652,866,000 |
| Allowance for loan losses | 10,146,000 | 11,044,000 | 11,469,000 | 11,752,000 |
| Securities available for sale | 87,122,000 | 78,114,000 | 75,305,000 | 83,950,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,662,000 | 641,825,000 | 661,534,000 | 660,263,000 |
| Interest-bearing deposits | 589,837,000 | 548,586,000 | 561,919,000 | 561,416,000 |
| Noninterest-bearing deposits | 88,825,000 | 93,239,000 | 99,615,000 | 98,847,000 |
| Equity capital | 80,306,000 | 81,178,000 | 83,899,000 | 86,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,441,000 | 18,908,000 | 28,435,000 | 38,166,000 |
| Interest expense | 2,549,000 | 4,670,000 | 6,645,000 | 8,525,000 |
| Net interest income | 6,892,000 | 14,238,000 | 21,790,000 | 29,641,000 |
| Noninterest income | 3,453,000 | 7,140,000 | 11,332,000 | 17,512,000 |
| Noninterest expense | 7,833,000 | 15,629,000 | 23,705,000 | 31,599,000 |
| Provision for loan losses | 2,292,000 | 4,667,000 | 5,642,000 | 8,017,000 |
| Pretax income | 221,000 | 1,083,000 | 3,776,000 | 7,538,000 |
| Income tax | 10,000 | 37,000 | 128,000 | 280,000 |
| Net income | 211,000 | 1,046,000 | 3,648,000 | 7,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,020,000 | 77,859,000 | 80,465,000 | 83,998,000 |
| Total capital | 86,009,000 | 86,681,000 | 89,245,000 | 92,810,000 |
| Risk-weighted assets | 717,998,000 | 703,521,000 | 699,690,000 | 702,003,000 |
Machine access — free, no API key
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