Call report 2007Q4
AMERICAN TRUST & SAVINGS BANK — 2007Q4
The 22 measures AMERICAN TRUST & SAVINGS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 827,355,000 | USD | evidence → |
| Total loans | 658,080,000 | USD | evidence → |
| Allowance for loan losses | 7,063,000 | USD | evidence → |
| Securities available for sale | 101,957,000 | USD | evidence → |
| Securities held to maturity | 301,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 655,032,000 | USD | evidence → |
| Interest-bearing deposits | 572,447,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,585,000 | USD | evidence → |
| Equity capital | 70,281,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 52,818,000 | USD | evidence → |
| Interest expense | 26,098,000 | USD | evidence → |
| Net interest income | 26,720,000 | USD | evidence → |
| Noninterest income | 11,468,000 | USD | evidence → |
| Noninterest expense | 26,872,000 | USD | evidence → |
| Provision for loan losses | 885,000 | USD | evidence → |
| Pretax income | 10,431,000 | USD | evidence → |
| Income tax | 281,000 | USD | evidence → |
| Net income | 10,150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,307,000 | USD | evidence → |
| Total capital | 76,370,000 | USD | evidence → |
| Risk-weighted assets | 722,625,000 | USD | evidence → |