Call report 2004Q2
AMERICAN TRUST & SAVINGS BANK — 2004Q2
The 22 measures AMERICAN TRUST & SAVINGS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 612,159,000 | USD | evidence → |
| Total loans | 451,038,000 | USD | evidence → |
| Allowance for loan losses | 5,939,000 | USD | evidence → |
| Securities available for sale | 92,063,000 | USD | evidence → |
| Securities held to maturity | 412,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,989,000 | USD | evidence → |
| Interest-bearing deposits | 396,324,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,665,000 | USD | evidence → |
| Equity capital | 49,864,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,545,000 | USD | evidence → |
| Interest expense | 4,612,000 | USD | evidence → |
| Net interest income | 8,933,000 | USD | evidence → |
| Noninterest income | 4,703,000 | USD | evidence → |
| Noninterest expense | 9,397,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 4,029,000 | USD | evidence → |
| Income tax | 201,000 | USD | evidence → |
| Net income | 3,828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,826,000 | USD | evidence → |
| Total capital | 55,765,000 | USD | evidence → |
| Risk-weighted assets | 514,023,000 | USD | evidence → |