Call report 2003Q4
AMERICAN TRUST & SAVINGS BANK — 2003Q4
The 22 measures AMERICAN TRUST & SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 644,438,000 | USD | evidence → |
| Total loans | 436,346,000 | USD | evidence → |
| Allowance for loan losses | 5,679,000 | USD | evidence → |
| Securities available for sale | 131,609,000 | USD | evidence → |
| Securities held to maturity | 412,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 477,250,000 | USD | evidence → |
| Interest-bearing deposits | 395,460,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,790,000 | USD | evidence → |
| Equity capital | 50,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,915,000 | USD | evidence → |
| Interest expense | 10,292,000 | USD | evidence → |
| Net interest income | 17,623,000 | USD | evidence → |
| Noninterest income | 11,183,000 | USD | evidence → |
| Noninterest expense | 18,851,000 | USD | evidence → |
| Provision for loan losses | 620,000 | USD | evidence → |
| Pretax income | 9,335,000 | USD | evidence → |
| Income tax | 452,000 | USD | evidence → |
| Net income | 8,883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,998,000 | USD | evidence → |
| Total capital | 54,677,000 | USD | evidence → |
| Risk-weighted assets | 505,194,000 | USD | evidence → |