Call report 2002Q4
AMERICAN TRUST & SAVINGS BANK — 2002Q4
The 22 measures AMERICAN TRUST & SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 630,906,000 | USD | evidence → |
| Total loans | 433,367,000 | USD | evidence → |
| Allowance for loan losses | 5,637,000 | USD | evidence → |
| Securities available for sale | 113,010,000 | USD | evidence → |
| Securities held to maturity | 412,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 485,621,000 | USD | evidence → |
| Interest-bearing deposits | 404,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,727,000 | USD | evidence → |
| Equity capital | 48,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,382,000 | USD | evidence → |
| Interest expense | 13,732,000 | USD | evidence → |
| Net interest income | 16,650,000 | USD | evidence → |
| Noninterest income | 9,058,000 | USD | evidence → |
| Noninterest expense | 17,047,000 | USD | evidence → |
| Provision for loan losses | 510,000 | USD | evidence → |
| Pretax income | 8,151,000 | USD | evidence → |
| Income tax | 408,000 | USD | evidence → |
| Net income | 7,743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,115,000 | USD | evidence → |
| Total capital | 51,752,000 | USD | evidence → |
| Risk-weighted assets | 493,544,000 | USD | evidence → |