Call reports 2017
LIBERTY FEDERAL SAVINGS BANK — 2017
What LIBERTY FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,984,000 | 79,770,000 | 79,211,000 | 77,698,000 |
| Total loans | 54,006,000 | 55,993,000 | 55,873,000 | 55,490,000 |
| Allowance for loan losses | 1,280,000 | 1,280,000 | 1,280,000 | 1,280,000 |
| Securities available for sale | 13,023,000 | 12,406,000 | 11,499,000 | 10,948,000 |
| Securities held to maturity | 2,740,000 | 2,677,000 | 2,560,000 | 2,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,274,000 | 77,847,000 | 76,162,000 | 72,913,000 |
| Interest-bearing deposits | 75,152,000 | 72,616,000 | 71,275,000 | 68,133,000 |
| Noninterest-bearing deposits | 5,122,000 | 5,231,000 | 4,887,000 | 4,780,000 |
| Equity capital | 1,423,000 | 1,463,000 | 1,581,000 | 1,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,661,000 | 2,435,000 | 3,241,000 |
| Interest expense | 90,000 | 176,000 | 259,000 | 344,000 |
| Net interest income | 801,000 | 1,485,000 | 2,176,000 | 2,897,000 |
| Noninterest income | 60,000 | 122,000 | 192,000 | 259,000 |
| Noninterest expense | 754,000 | 1,480,000 | 2,196,000 | 3,001,000 |
| Provision for loan losses | -27,000 | -38,000 | -116,000 | -150,000 |
| Pretax income | 125,000 | 156,000 | 279,000 | 296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 156,000 | 279,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,502,000 | 3,534,000 | 3,657,000 | 3,674,000 |
| Total capital | 4,033,000 | 4,044,000 | 4,168,000 | 4,173,000 |
| Risk-weighted assets | 41,737,000 | 40,055,000 | 40,080,000 | 39,175,000 |