Call reports 2021
UNIVERSITY NATIONAL BANK OF LAWRENCE, THE — 2021
What UNIVERSITY NATIONAL BANK OF LAWRENCE, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 90,288,000 | 91,897,000 | 90,767,000 | 104,043,000 |
| Total loans | 57,438,000 | 57,286,000 | 55,157,000 | 47,571,000 |
| Allowance for loan losses | 843,000 | 845,000 | 846,000 | 845,000 |
| Securities available for sale | 0 | 1,977,000 | 1,990,000 | 1,954,000 |
| Securities held to maturity | 1,370,000 | 4,229,000 | 4,038,000 | 3,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,047,000 | 83,681,000 | 82,581,000 | 96,282,000 |
| Interest-bearing deposits | 62,040,000 | 62,421,000 | 61,974,000 | 69,316,000 |
| Noninterest-bearing deposits | 20,007,000 | 21,260,000 | 20,607,000 | 26,966,000 |
| Equity capital | 8,162,000 | 8,113,000 | 8,115,000 | 7,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 878,000 | 1,598,000 | 2,280,000 | 2,927,000 |
| Interest expense | 62,000 | 117,000 | 169,000 | 215,000 |
| Net interest income | 816,000 | 1,481,000 | 2,111,000 | 2,712,000 |
| Noninterest income | 119,000 | 178,000 | 241,000 | 286,000 |
| Noninterest expense | 607,000 | 1,188,000 | 1,744,000 | 2,657,000 |
| Provision for loan losses | 0 | 0 | 0 | -52,000 |
| Pretax income | 328,000 | 473,000 | 613,000 | 399,000 |
| Income tax | 0 | 0 | 0 | 74,000 |
| Net income | 328,000 | 473,000 | 613,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,824,000 | 7,769,000 | 7,759,000 | 7,737,000 |
| Total capital | 8,379,000 | 8,299,000 | 8,278,000 | — |
| Risk-weighted assets | 44,189,000 | 42,092,000 | 41,216,000 | — |