Call reports 2020
UNIVERSITY NATIONAL BANK OF LAWRENCE, THE — 2020
What UNIVERSITY NATIONAL BANK OF LAWRENCE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 79,845,000 | 86,287,000 | 83,653,000 | 85,646,000 |
| Total loans | 65,959,000 | 67,657,000 | 63,874,000 | 59,312,000 |
| Allowance for loan losses | 893,000 | 889,000 | 891,000 | 872,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,019,000 | 1,869,000 | 1,689,000 | 1,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,031,000 | 78,233,000 | 75,573,000 | 77,740,000 |
| Interest-bearing deposits | 55,250,000 | 59,587,000 | 57,453,000 | 60,732,000 |
| Noninterest-bearing deposits | 16,781,000 | 18,646,000 | 18,120,000 | 17,008,000 |
| Equity capital | 7,711,000 | 7,917,000 | 7,947,000 | 7,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,926,000 | 2,741,000 | 3,482,000 |
| Interest expense | 102,000 | 177,000 | 249,000 | 317,000 |
| Net interest income | 750,000 | 1,749,000 | 2,492,000 | 3,165,000 |
| Noninterest income | 73,000 | 161,000 | 191,000 | 132,000 |
| Noninterest expense | 647,000 | 1,329,000 | 1,924,000 | 2,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 582,000 | 762,000 | 749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 582,000 | 762,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,373,000 | 7,579,000 | 7,609,000 | 7,496,000 |
| Total capital | 8,029,000 | 8,212,000 | 8,204,000 | 8,058,000 |
| Risk-weighted assets | 52,273,000 | 50,395,000 | 47,309,000 | 44,724,000 |